Prepared for Northgate Credit Union — This is an example institution used to demonstrate the format, evidence standard, and decision framing of a StarGentic assessment. Every figure is illustrative.
The assessment narrows the institution to one production-equivalent quick-win loop, run entirely inside your network.
One loop: structured evidence capture → grounded draft → named human approval → logged, auditable output.
This practice sample separates client-supplied facts from assumptions that require validation during the pilot.
Planning assumptions: $38 loaded hourly value · 52 weeks · illustrative vendor pricing. Every assumption is replaced with measured data during the pilot. No member PII was reviewed in preparing this assessment; samples were redacted by the institution.
Each has a clear pain, a bounded fix, a named owner, and a measurable return hypothesis. Only the first three enter the pilot; the rest phase in after proof.
→ Evidence-grounded draft narrative, analyst-approved
→ Guided document checklist with automated follow-up
→ Human-approved response drafts from your own policies
→ Scheduled data pull into a reviewed draft
→ Capture-to-SOP template from observed work
→ Staff-facing status lookup, read-only
Impact–effort screen: all six sit in the high-impact, low-effort quadrant. Items 01–03 enter the first pilot; 04–06 phase in only after the loop is proven in production.
Every component runs inside your network boundary. No member data, document, or transaction record reaches a third-party model. Illustrative pricing only — verify current terms and fit before purchase.
Open-weight models on hardware you own
Classify and index loan files in place
Route evidence, actions, and approvals
Scoped, logged, least-privilege access
Approval routing and audit trail
Read-only, inside the network
Illustrative monthly budget cap: $340. No member-specific model training, no customer-specific code, and no recurring analyst work in the pilot scope.
One workflow, one department, objective evidence — not a broad transformation program.
Guardrails: no member PII leaves your environment · no model training on member data · no autonomous member communication · named human approval on every output · full action logging retained per your record-retention schedule · no custom core integration. Applicable frameworks: GLBA, BSA/AML, NCUA, FFIEC, CFPB.
The model values returned capacity. It does not claim guaranteed cash savings, reduced headcount, or a change in examination outcomes.
| Scenario | Hours returned / wk | Net monthly capacity |
|---|---|---|
| Low | 14 hrs | $1,965 net · $23,580 annualized |
| Base | 24 hrs | $3,612 net · $43,344 annualized |
| High | 32 hrs | $4,929 net · $59,148 annualized |
Formula: hours × $38 × 52 ÷ 12 − $340. Replace every assumption with measured pilot data before relying on it.
The assessment is valuable only if it leads to a bounded decision — not a shelf document.
Confirm or correct the baseline.
AI Quick-Wins Operations Assessment
No purchase or implementation is authorized until the assumptions are reviewed and accepted. StarGentic is not compliance counsel; regulatory interpretation is routed to your counsel and your examiner relationship.
This sample uses a fictional credit union. A real assessment starts with a discovery session and your own numbers.
